Auto Business Insurance Beaumont TX

This page provides relevant content and local businesses that can help with your search for information on Auto Business Insurance. You will find informative articles about Auto Business Insurance, including "Protect Your Business with the Right Insurance" and "Protecting Your Assets". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Beaumont, TX that can help answer your questions about Auto Business Insurance.

Gagne Richard & Associates
(409) 860-9007
6642 Phelan Blvd
Beaumont, TX
 
Gober, Cole - State Farm Insurance Agent
(409) 899-9511
3302 McFaddin St.#1
Beaumont, TX
 
Larry Blount & Associates
(409) 832-1316
550 Fannin St
Beaumont, TX
 
F.B. Taylor Insurance Agency
(409) 729-5551
1509 S. Hwy 69
Nederland, TX
Services
Various companies and coverages

Robert Fernandez
301 congress ave. suite
austin, TX
Company
Title: First Vice President-Wealth Management
Company: Smith Barney
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
Queens College NYC.
BA , Finance/ Accounting
Years Experience
Years Experience: 25
Service
Fee Only Portfolio Management,Wealth Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Annuities,Alternative Asset Class Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Portfolio Engineering,Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Life Insurance,Investment & Portfolio Manage

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Betty LeBlanc Insurance
(409) 866-0905
5805 Phelan Blvd
Beaumont, TX
 
Harris Sue Agency
(409) 899-3333
2850 Eastex Fwy
Beaumont, TX
 
Mathis Clay Insurance
(409) 833-8658
3387 Laurel St Ste 107
Beaumont, TX
 
Golden Moss Insurance Agency
(409) 727-1692
1107B Magnolia Ave
Port Neches, TX
Alternate Phone Number
409-7227810
Services
Homeowners Auto Business Life Insurance

Ray Lott
2700 Post Oak Blvd
Houston, TX
Company
Title: Financial Advisor
Company: Wells Fargo Advisors, LLC
Education
Bachelor of Science in Business Management
Service
Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Portfolio Engineering,401k Rollover From Employer,CD Alternative,Disability Insurance,Retirement Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Captive Insurance,Pension for Highly Compensated Owners,Income for Life/ Preserve Prin

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Protect Your Business with the Right Insurance

Starting a business is expensive and the capital that you've poured into your company can disappear in an instant if a major weather event damages your offices or one of your products injures someone.

Having the right kind of insurance is critical to your business and multiple insurance policies should be in place before you even open your doors for business. And, they should be reviewed every year or when a business change occurs such as stocking new products or moving to a new location.

• Commercial Business Insurance: Commercial Property Insurance policies are either all-inclusive or risk specific and protect your office and its contents from damage caused by natural disasters, fires, or vandalism.

• Product Liability Insurance is necessary if you manufacture or sell products, and safeguards you if a product defect causes injury to someone.

• For protection against lawsuits related to negligence claims, you need to consider both General Liability Insurance and Professional Liability Insurance, as well.

Other types of insurance your business might need include:

• Coverage that protects Directors and Officers from personal liability

• Key Executive Life Insurance

• Business Interruption (covers lost profits and expenses)

• Commercial Vehicle Insurance

• Website Insurance (protects you from legal claims)

Employer-Related Insurance
Workers' Compensation Insurance (administered by individual states) and Unemployment Insurance (under certain conditions) are mandatory in the U.S. Some states require employers to provide other types of insurance.

For example, if any of your employees are located in California, Hawaii, New Jersey, New York, Puerto Rico, or Rhode Island you will be required to provide disability insurance. Disability insurance is a benefit provided to employees who are unable to work because of illness or injury.

Employers are not required t...

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Protecting Your Assets

Experts say don't leave your business' protection to chance. The key is to proactively manage the protection of your assets.

Do we have coverage for that loss? If you don’t already know the answer to this question, it’s too late. The key is proactively managing the protection of your assets: buildings, inventory, human resources – through various means. It is crucial that you, the owner, be involved in the process of transferring risk by buying insurance or making sure contracts with vendors do not hold you liable for losses. You also need to have someone managing the loss prevention practices in your business. Lastly, know what losses you will be paying for yourself – this is an exposure you won’t be able to transfer to another source.

Managing the “insurance buying process”
The first steps in managing your insurance buying process relate to your needs, the insurance carrier providing the coverage, and the agent representing the carrier. Regarding your needs, decide what’s most important to you in your protection program. Regarding the insurance carrier, seek out a provider that is financially strong and committed to your industry. Regarding the agent, fi nd an agent who knows your business and is committed to providing a tailored protection program for your business.Lastly, make sure the agent puts your interests’ fi rst. Listen to the questions the agent asks you, and watch how they deal with your business to evaluate his/her commitment to meeting your needs.

Set the “rules of the game”

• Who and how many agents will be allowed to propose your insurance? Experts recommend a maximum of three.

• When should the process begin? Experts suggest you begin 75 days prior to the expiration date of your current policy.

• When will the decision be made and how? Experts recommend the decision be made at least 14 days prior to your expiration date.

Take proposals from insurance companies that meet the following criteria:

• They understand your business and have experience insuring businesses in your industry.

• They have dealer-specifi c coverage such as extended theft and statute title E&O.

• They have claims service with business expertise to put you back in business ASAP.

• They are fi nancially strong and well managed. The AM Best rating is anexcellent guide.

Evaluate the agents using the following criteria:

• What businesses do they presently insure? Review their list of customers.

• Are they involved in your industry functions?

• Are they someone you can work with and trust?

• Do they have an individualized service strategy? Included in the strategy should be policy review, means and frequency of communications, loss prevention efforts and more.

Preventative measures
When transferring the responsibility to pay for losses, you should consider insu...

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Babcox Media • www.babcox.com
3550 Embassy Parkway
Akron, OH 44333
330-670-1234 • (FAX) 330-670-0874