Auto Business Insurance Wilmington DE

This page provides relevant content and local businesses that can help with your search for information on Auto Business Insurance. You will find informative articles about Auto Business Insurance, including "Protect Your Business with the Right Insurance" and "Protecting Your Assets". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Wilmington, DE that can help answer your questions about Auto Business Insurance.

Bill Curry
1521 Concord Pike
Wilmington, DE
Company
Company: Curry Poole Group, LLC
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
BS
MBA
JD
Years Experience
Years Experience: 42
Service
Pension for Highly Compensated Owners,Stock Market Alternative,Reverse Mortgage,Medicare Planning,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Portfolio Engineering,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Life Insurance,Investment & Portfolio Man

Data Provided By:
K T & D Inc
(302) 429-8500
1300 N Grant Ave
Wilmington, NC
 
Insurance Overload Systems
(302) 657-0447
901 N Tatnall St
Wilmington, NC
 
Thomas J Hornung & Associates Inc
(302) 764-1000
900 Philadelphia Pike
Wilmington, NC
 
Business Insurance Service Inc
(302) 655-5300
109 N Dupont Rd
Wilmington, NC
 
Keith Al-Chokhachy, Certified Financial Planner(tm)
2751 Centerville Road
Wilmington, DE
Company
Title: Certified Financial Planner"
Company: Morgan Stanley Smith Barney
Years Experience
Years Experience: 8
Service
Captive Insurance,Life Settlements,Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Fee Only Portfolio Management,Wealth Engineering,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rol

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Smalls Fred insurance
(302) 633-1980
Woodmill Corporate Ctr
Wilmington, NC
 
A CLEANER'S SOLUTION
(302) 293-1143
117 E.AYRE ST
NEWPORT, DE
Alternate Phone Number
302-293-1143
Prices and/or Promotions
$11 hr

Thomas J Hornung & Associates
(302) 764-1000
900 Philadelphia Pike
Wilmington, NC
 
Charles Wallace Insurance
(302) 998-1412
1906 Newport Gap Pike
Wilmington, NC
 
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Protect Your Business with the Right Insurance

Starting a business is expensive and the capital that you've poured into your company can disappear in an instant if a major weather event damages your offices or one of your products injures someone.

Having the right kind of insurance is critical to your business and multiple insurance policies should be in place before you even open your doors for business. And, they should be reviewed every year or when a business change occurs such as stocking new products or moving to a new location.

• Commercial Business Insurance: Commercial Property Insurance policies are either all-inclusive or risk specific and protect your office and its contents from damage caused by natural disasters, fires, or vandalism.

• Product Liability Insurance is necessary if you manufacture or sell products, and safeguards you if a product defect causes injury to someone.

• For protection against lawsuits related to negligence claims, you need to consider both General Liability Insurance and Professional Liability Insurance, as well.

Other types of insurance your business might need include:

• Coverage that protects Directors and Officers from personal liability

• Key Executive Life Insurance

• Business Interruption (covers lost profits and expenses)

• Commercial Vehicle Insurance

• Website Insurance (protects you from legal claims)

Employer-Related Insurance
Workers' Compensation Insurance (administered by individual states) and Unemployment Insurance (under certain conditions) are mandatory in the U.S. Some states require employers to provide other types of insurance.

For example, if any of your employees are located in California, Hawaii, New Jersey, New York, Puerto Rico, or Rhode Island you will be required to provide disability insurance. Disability insurance is a benefit provided to employees who are unable to work because of illness or injury.

Employers are not required t...

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Protecting Your Assets

Experts say don't leave your business' protection to chance. The key is to proactively manage the protection of your assets.

Do we have coverage for that loss? If you don’t already know the answer to this question, it’s too late. The key is proactively managing the protection of your assets: buildings, inventory, human resources – through various means. It is crucial that you, the owner, be involved in the process of transferring risk by buying insurance or making sure contracts with vendors do not hold you liable for losses. You also need to have someone managing the loss prevention practices in your business. Lastly, know what losses you will be paying for yourself – this is an exposure you won’t be able to transfer to another source.

Managing the “insurance buying process”
The first steps in managing your insurance buying process relate to your needs, the insurance carrier providing the coverage, and the agent representing the carrier. Regarding your needs, decide what’s most important to you in your protection program. Regarding the insurance carrier, seek out a provider that is financially strong and committed to your industry. Regarding the agent, fi nd an agent who knows your business and is committed to providing a tailored protection program for your business.Lastly, make sure the agent puts your interests’ fi rst. Listen to the questions the agent asks you, and watch how they deal with your business to evaluate his/her commitment to meeting your needs.

Set the “rules of the game”

• Who and how many agents will be allowed to propose your insurance? Experts recommend a maximum of three.

• When should the process begin? Experts suggest you begin 75 days prior to the expiration date of your current policy.

• When will the decision be made and how? Experts recommend the decision be made at least 14 days prior to your expiration date.

Take proposals from insurance companies that meet the following criteria:

• They understand your business and have experience insuring businesses in your industry.

• They have dealer-specifi c coverage such as extended theft and statute title E&O.

• They have claims service with business expertise to put you back in business ASAP.

• They are fi nancially strong and well managed. The AM Best rating is anexcellent guide.

Evaluate the agents using the following criteria:

• What businesses do they presently insure? Review their list of customers.

• Are they involved in your industry functions?

• Are they someone you can work with and trust?

• Do they have an individualized service strategy? Included in the strategy should be policy review, means and frequency of communications, loss prevention efforts and more.

Preventative measures
When transferring the responsibility to pay for losses, you should consider insu...

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Babcox Media • www.babcox.com
3550 Embassy Parkway
Akron, OH 44333
330-670-1234 • (FAX) 330-670-0874