Auto Repair Business Consulting Miami FL
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Mr. John F. Lopez (RFC®), MBA
305 448 5550 2100 Ponce De Leon Boulevard Coral Gables, FL Mr. John F. Lopez (RFC®), MBA 305 448 5550 2100 Ponce De Leon Boulevard Coral Gables, FL 33134
Company Stewards of Capital, LLC. Qualifications Education: B.S./M.B.A. Finance Years of Experience: 10 Services Invoice, Estate Planning, Business Planning, Portfolio Management, Trustee Service, Retirement Planning, Tax Planning, Stocks and Bonds, Mutual Funds, Mortgage Loans, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Auto Home Insurance, Business Coach, Charitable Planning, Education Plan, Asset Protection, BuySell, LiabCover, Compensation Plans
Data Provided By: Daniel J. Bellina (RFC®), CSA, RFP
305.234.0003 14248 SW 158 Path Miami, FL Daniel J. Bellina (RFC®), CSA, RFP 305.234.0003 14248 SW 158 Path Miami, FL 33196
Company Strategic Investment Services Qualifications Education: Taught at University of Miami,Dade County Public Schools. Military servce from 1971-1992 Airborne Years of Experience: 34 Services Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, CommOptions, Collectable Coins , Precious Metals, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Business Coach, Charitable Planning, Education Plan, Healthcare Accounts, Charitable
Data Provided By: Terry Murray
941 485-7428 Venice, FL Terry Murray 941 485-7428 Venice, FL 34285
Coaching Types Business, Entrepreneurship, Life Certifications AEI, Founder of The Accretive Coaching Processâ„¢
Data Provided By: Mr. Aaron P. Sevigny (RFC®), CEP
239 992 9927 24850 Burnt Pine Drive Bonita Springs, FL Mr. Aaron P. Sevigny (RFC®), CEP 239 992 9927 24850 Burnt Pine Drive Bonita Springs, FL 34134
Qualifications Education: BA with Honors in Economics from Ursinus College (Phi Beta Kappa)General Securities Representative, FINRA Series 7Uniform State Law and Investment Advisor Representative License, FINRA Series 66General Securities Principal, FINRA Series 24 Years of Experience: 17 Services Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, CommOptions, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Charitable Planning, Asset Protection, BuySell, Compensation Plans
Data Provided By: Mr. Douglas W. Finley (RFC®), CFP
239-267-7500 8695 College Parkway Fort Myers, FL Mr. Douglas W. Finley (RFC®), CFP 239-267-7500 8695 College Parkway Fort Myers, FL 33919
Company Finley Wealth Management Qualifications Education: Masters Degree, Financial Planning, College for Financial Planning, Denver, Co. Bachelors Degree, Finance, Arizona State University, Tempe, Arizona CFP Professional Education Program, The College for Financial Planning, Denver, Co. Years of Experience: 13 Services Invoice, Estate Planning, Business Planning, Portfolio Management, Retirement Planning, Tax Planning, Seminars Work, Family Offices, Charitable Planning, Asset Protection, Compensation Plans
Data Provided By: Merlyn Sanchez
305-851-5753 Miami, FL Merlyn Sanchez 305-851-5753 Miami, FL 33173
Data Provided By: Jaime Yordan-Frau
(954) 435-8435 Hollywood, FL Jaime Yordan-Frau (954) 435-8435 Hollywood, FL 33028
Coaching Types Executive, Business, Career Certifications C.P.C., ELI-MP
Data Provided By: Mr. Charles J. Czajka (RFC®), CEP
772 419 0050 2684 SE Willoughby Blvd Stuart, FL Mr. Charles J. Czajka (RFC®), CEP 772 419 0050 2684 SE Willoughby Blvd Stuart, FL 34994
Company Macro Money Concepts Qualifications Education: University of Conn school of insuranceManchester Community collegeCertified Estate Planner Years of Experience: 32 Membership IARFC, MDRT, NAPFA Services Invoice, Estate Planning, Business Planning, Pension Planning, personal Coach, Retirement Planning, Tax Planning, Seminars Work, Family Offices, Mortgage Loans, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Business Coach, Education Plan, Asset Protection, BuySell, Compensation Plans
Data Provided By: Mr. Ronald J. Hodgkinson (RFC®), CEP, CSA, LUTCF
941-371-4062 5500 Bee Ridge Road, Suite 105 Sarasota, FL Mr. Ronald J. Hodgkinson (RFC®), CEP, CSA, LUTCF 941-371-4062 5500 Bee Ridge Road, Suite 105 Sarasota, FL 34233
Company USA Investments & Insurance Advisors, Inc. Qualifications Years of Experience: 24 Membership IARFC, SCSA, NICEP Services Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, personal Coach, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Stocks and Bonds, Mutual Funds, Precious Metals, CD Banking, Annuities, Life Insurance, Long Term Care Insurance, Medical Insurance, Charitable Planning, Charitable Foundations, Asset Protection, Compensation Plans
Data Provided By: Ali Rodriguez
(386) 615-6282 Ormond Beach, FL Ali Rodriguez (386) 615-6282 Ormond Beach, FL 32174
Coaching Types Business, Entrepreneurship, Leadership
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Whether applied to our business or our daily lives, we can either use financial data to improve or make corrections that will change our financial future, or repeat history and continue with the same results.
By John Volz As I began to review the profit and loss statements from last month, I was reminded of something I learned long ago. Financial data, although very useful, is just a snapshot of the past or history. I’ve seen so many shop owners over the years have the right tools for the job, and they attend training to improve their technical skills, but when it comes to shop management, they look at the financials as if they were a foreign language. Taking control of some of the numbers can really affect the bottom line. Breaking the Mold In general, I think we’re all creatures of habit; we do certain things because they’ve become patterns. So while change may not always be easy, it’s necessary for a healthy business. I like to really dissect my fixed costs on an annual basis, in an attempt to make changes that will add dollars to the bottom line. For example, this past year, we changed carriers for both worker’s comp and liability insurance with a savings of almost $6,000. For another example, we’ve been with the same credit card processing company for 10 years and, upon reviewing the costs, I’m in the process of switching to a company that should save us about $350 per month. We also changed vendors on some of our shop supplies. We had been paying $23 per gallon for a specific product, and, by switching vendors, we are now buying a similar product for under $10 per gallon. With usage quantities in the five-to seven gallon per week range, this has resulted in a savings of more than $4,000 per year. Any time I can put $6,000 or $4,000 to the bottom line without bringing in a new job, I’m all for that! These are just a few examples of ways to put more dollars to the bottom line without selling anything extra. They are “hidden” dollars that I would rather see on my bottom line than on someone else’s. With the daily challenges we all face with just trying to rebuild engines, we sometimes overlook these easy dollars. Re-Evaluate Your Gross Profit Percentage Another area most shop owners let fall between the cracks is gross profit on parts. Gross profit is the difference between revenue and the cost of the part before overhead. Here’s my philosophy on gross profits: Lower prices do not always equate to increased sales in the auto repair business; and Any sales resulting from lower prices will require you to sell more to maintain the same level of profitability. Generally speaking, if you raised your gross profit on parts sales by 1%, it would require a 4% increase in sales to realize the same gain. Increasing sales is always a desirable scenario, but, in reality, we have more control over... |
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