Employee Benefits Services Arvada CO

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Mr. S. David Estes (RFC®), EA
(303) 759-8248
1325 S. Colorado Blvd., #026
Denver, CO
Financial Decisions
Years of Experience: 13
Invoice, Business Planning, Portfolio Management, Pension Planning, personal Coach, Retirement Planning, Tax Planning, Tax Returns, Employee Benefits, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Group Insurance, Business Coach, Healthcare Accounts, Compensation Plans

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(303) 803-5720
Brooke Insurance
(303) 650-4015
8368 Sheridan Blvd
Arvada, CO
Group Insurance Analysts Inc
(303) 423-0162
9306 W 58th Ave
Arvada, CO
Aegis Staffing Services
(303) 657-0400
8690 Wolff Court, Suite 110
Westminster , CO
Michael L. Schwartz (RFC®), CFP, RFP
(303) 290-8600
6635 S. Dayton, #300
Greenwood Village, CO
Wealth Masters, Inc.
Education: S
Years of Experience: 33
Invoice, Estate Planning, Portfolio Management, Pension Planning, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Family Offices, Stocks and Bonds, Mutual Funds, Mortgage Loans, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Charitable Planning, Compensation Plans

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Leeper Insurance Agency Inc
(303) 422-1487
8690 Ralston Rd
Arvada, CO
Greenburg Jane LUTCF
(303) 800-2972
8725-C Wadsworth Blvd
Arvada, CO
Express Personnel Services
(303) 421-2800
7705-K Wadsworth Blvd.
Arvada , CO
Staffmark, LLC
(303) 255-0245
1235 W. 124th Ave., Suite 102
Westminster , CO
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Trends in Employee Benefits

Not surprisingly, the insecurity about the future of the global economy is affecting employers’ benefits offerings.

According to a recent study by the Society for Human Resource Management (SHRM), uneven economic growth and related uncertainties about the nation’s fiscal health are having an impact on benefits offerings.

As fewer employers offer defined-benefit pension plans and more are using other savings plans, they continue to shift more of the cost burden to their employees. Other benefits offerings that have taken a hit include employee services, like mentoring programs and professional development opportunities, and housing and relocation benefits.

Employers are watching their bottom lines more attentively, and the variety of benefits offerings has changed with slow-growth. In 2011, 77 percent of HR professionals said their employee benefits offerings were negatively affected by the economy, according to the SHRM 2011 Employee Benefits Research Report. That is a 5 percent increase from 72 percent in 2010. Employers have kept the foundational benefits of paid holidays, life insurance, prescription drug program coverage and dental insurance, while reducing other health-care-related offerings such as long-term care insurance, health maintenance organization plans and retiree health coverage.

The most interesting aspect of these results is the effect on job satisfaction. In both 2009 and 2010, 60 percent of respondents cited benefits as a “very important” factor when ranking elements that contribute to their job satisfaction. That trend changed in 2011, only 53 percent of respondents cited benefits as very important for job satisfaction. Other factors deemed more significant were job security (62 percent), opportunities to use skills/abilities (60 percent), compensation/pay (59 percent) and relationship with immediate supervisor (55 percent).

Because employees are receiving fewer offerings or pa...

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