Employee Benefits Services Beaumont TX
Ray Courville (RFC®), LUTCF, RHU
P O Box 5636
Invoice, Estate Planning, Business Planning, Pension Planning, Executive Compensation Planning, personal Coach, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Business Coach, Charitable Planning, BuySell, Compensation Plans
Data Provided By:
Blue Cross and Blue Shield of Texas
2615 Calder St, Ste 700
2626 Calder St, Ste 102
Brooke Franchise Corp
4310 Dowlen Rd
American General Life & Accident Insurance
755 S 11th St, Ste 100A
W. Todd Hickman (RFC®), CSA
1391 Calder Avenue
Asset Growth Associates Tax and Retirement Advisors
Years of Experience: 24
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Business Coach, Healthcare Accounts, BuySell, Compensation Plans
Data Provided By:
Major Insurance Agency
2520 North St
Jelinek Lynn & Associates Health Insurance
80 Interstate 10 N
Js Edwards & Sherlock Insurance Agency
87 Interstate 10 N, Ste 200
Ayers Bill CLU
2850 Toccoa St
Data Provided By:
Trends in Employee Benefits
Not surprisingly, the insecurity about the future of the global economy is affecting employers’ benefits offerings.
By Joyce Gioia-Herman
According to a recent study by the Society for Human Resource Management (SHRM), uneven economic growth and related uncertainties about the nation’s fiscal health are having an impact on benefits offerings.
As fewer employers offer defined-benefit pension plans and more are using other savings plans, they continue to shift more of the cost burden to their employees. Other benefits offerings that have taken a hit include employee services, like mentoring programs and professional development opportunities, and housing and relocation benefits.
Employers are watching their bottom lines more attentively, and the variety of benefits offerings has changed with slow-growth. In 2011, 77 percent of HR professionals said their employee benefits offerings were negatively affected by the economy, according to the SHRM 2011 Employee Benefits Research Report. That is a 5 percent increase from 72 percent in 2010. Employers have kept the foundational benefits of paid holidays, life insurance, prescription drug program coverage and dental insurance, while reducing other health-care-related offerings such as long-term care insurance, health maintenance organization plans and retiree health coverage.
The most interesting aspect of these results is the effect on job satisfaction. In both 2009 and 2010, 60 percent of respondents cited benefits as a “very important” factor when ranking elements that contribute to their job satisfaction. That trend changed in 2011, only 53 percent of respondents cited benefits as very important for job satisfaction. Other factors deemed more significant were job security (62 percent), opportunities to use skills/abilities (60 percent), compensation/pay (59 percent) and relationship with immediate supervisor (55 percent).
Because employees are receiving fewer offerings or pa...
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