Employee Benefits Services Belleville IL

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Chris R. Benkendorf (RFC®), RFP
(618) 744-9730
839 Seibert Road
Scott Air Force Base, IL
Company
National Benefits Group, Inc.
Qualifications
Years of Experience: 14
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, Retirement Planning, Tax Planning, Tax Returns, Employee Benefits, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Auto Home Insurance, Education Plan, Asset Protection

Data Provided By:
Aaba Associates
(314) 481-1870
3720 Hampton Ave, Ste 101
Saint Louis, MO
 
Carosello Insurance Agency
(314) 416-0798
4455 Telegraph Rd, Ste 120
Saint Louis, MO
 
Employee Benefit Group
(314) 961-9950
75 W Lockwood Ave, Ste 202
Saint Louis, MO
 
Mrs. Terri L. Gilmoure (RFC®), LUTCF
(815) 942-9266
401 N Liberty Street
Morris, IL
Company
Terri Gilmoure Insurance Agency, Inc.
Qualifications
Years of Experience: 26
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Retirement Planning, Employee Benefits, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Auto Home Insurance, Education Plan, Asset Protection, BuySell, LiabCover, Compensation Plans

Data Provided By:
The Conley Financial Group@Crane
(314) 444-4850
100 S. 4th St
St. Louis, MO
 
Dewitt Insurance Of Metro St Louis
(314) 336-9444
2849 Hampton Ave
Saint Louis, MO
 
Insurance Advisors Of Saint Louis
(314) 842-0960
8050 Watson Road, Suite 190
Saint Louis, MO
 
Mr. Anatoliy Shir (RFC®), CFP
(847) 583-7809
7557 West Oakton St
Niles, IL
Company
MB Financial Investments
Qualifications
Education: BS:Internantional Business and Marketing
Years of Experience: 6
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Trustee Service, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, CommOptions, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Charitable Planning, Education Plan, Healthcare Accounts, Charitable Foundations, Asset Protection, BuySe

Data Provided By:
Robert A. Goodman (RFC®), CHFC, MBA
(312) 524-3010
1120 Sussex Lane
Libertyville, IL
Company
Robert Arthur Goodman, MBA, ChFC®, RFC®
Qualifications
Education: Lake Forest Graduate School of Management - MBA with high honors and valedictorian
Years of Experience: 24
Membership
IARFC, NAIFA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Seminars Work, Employee Benefits, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Business Coach, Charitable Planning, Education Plan, Healthcare Accounts, BuySell, Compensation Plans

Data Provided By:
Data Provided By:

Trends in Employee Benefits

Not surprisingly, the insecurity about the future of the global economy is affecting employers’ benefits offerings.

According to a recent study by the Society for Human Resource Management (SHRM), uneven economic growth and related uncertainties about the nation’s fiscal health are having an impact on benefits offerings.

As fewer employers offer defined-benefit pension plans and more are using other savings plans, they continue to shift more of the cost burden to their employees. Other benefits offerings that have taken a hit include employee services, like mentoring programs and professional development opportunities, and housing and relocation benefits.

Employers are watching their bottom lines more attentively, and the variety of benefits offerings has changed with slow-growth. In 2011, 77 percent of HR professionals said their employee benefits offerings were negatively affected by the economy, according to the SHRM 2011 Employee Benefits Research Report. That is a 5 percent increase from 72 percent in 2010. Employers have kept the foundational benefits of paid holidays, life insurance, prescription drug program coverage and dental insurance, while reducing other health-care-related offerings such as long-term care insurance, health maintenance organization plans and retiree health coverage.

The most interesting aspect of these results is the effect on job satisfaction. In both 2009 and 2010, 60 percent of respondents cited benefits as a “very important” factor when ranking elements that contribute to their job satisfaction. That trend changed in 2011, only 53 percent of respondents cited benefits as very important for job satisfaction. Other factors deemed more significant were job security (62 percent), opportunities to use skills/abilities (60 percent), compensation/pay (59 percent) and relationship with immediate supervisor (55 percent).

Because employees are receiving fewer offerings or pa...

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Babcox Media • www.babcox.com
3550 Embassy Parkway
Akron, OH 44333
330-670-1234 • (FAX) 330-670-0874