Employee Benefits Services Covington KY

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The W Group Benefits Consulting
(513) 533-5910
205 West Fourth Street
Cincinnati, OH

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(513) 632-2600
525 Vine Street
Cincinnati, OH

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Buck Consultants an ACS Company
(513) 784-0005
2090 Florence Avenue
Cincinnati, OH

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Strategic Employee Benefit Services Inc.
(513) 366-3700
3805 Edwards Road
Cincinnati, OH

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ALPS CompCare
(513) 671-6300
10653 Chester Road
Cincinnati, OH

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Bailey & Company Benefits Group
(513) 579-9800
625 Eden Park Drive
Cincinnati, OH

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Mr. Jay H. Millard (RFC®), MBA
(859) 291-0222
408 Fairfield Ave
Bellevue, KY
Millard Advisory Group
Education: Bachelor of ScienceMaster of Business AdministrationFinanceTax
Years of Experience: 13
Invoice, Pension Planning, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Healthcare Accounts, Asset Protection, Compensation Plans

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Pension Corp. of America
(513) 281-3366
2133 Luray Avenue
Cincinnati, OH

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Benefit Resources Inc.
(513) 232-9992
7438 Jager Court
Cincinnati, OH

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A-1 Tristate Insurance and Employment Agency
(513) 967-7293
7710 Reading Road
Cincinnati, OH

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Trends in Employee Benefits

Not surprisingly, the insecurity about the future of the global economy is affecting employers’ benefits offerings.

According to a recent study by the Society for Human Resource Management (SHRM), uneven economic growth and related uncertainties about the nation’s fiscal health are having an impact on benefits offerings.

As fewer employers offer defined-benefit pension plans and more are using other savings plans, they continue to shift more of the cost burden to their employees. Other benefits offerings that have taken a hit include employee services, like mentoring programs and professional development opportunities, and housing and relocation benefits.

Employers are watching their bottom lines more attentively, and the variety of benefits offerings has changed with slow-growth. In 2011, 77 percent of HR professionals said their employee benefits offerings were negatively affected by the economy, according to the SHRM 2011 Employee Benefits Research Report. That is a 5 percent increase from 72 percent in 2010. Employers have kept the foundational benefits of paid holidays, life insurance, prescription drug program coverage and dental insurance, while reducing other health-care-related offerings such as long-term care insurance, health maintenance organization plans and retiree health coverage.

The most interesting aspect of these results is the effect on job satisfaction. In both 2009 and 2010, 60 percent of respondents cited benefits as a “very important” factor when ranking elements that contribute to their job satisfaction. That trend changed in 2011, only 53 percent of respondents cited benefits as very important for job satisfaction. Other factors deemed more significant were job security (62 percent), opportunities to use skills/abilities (60 percent), compensation/pay (59 percent) and relationship with immediate supervisor (55 percent).

Because employees are receiving fewer offerings or pa...

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Babcox Media • www.babcox.com
3550 Embassy Parkway
Akron, OH 44333
330-670-1234 • (FAX) 330-670-0874