Employee Benefits Services Goose Creek SC

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American General Life & Accident Insurance
(843) 554-4364
4925 Lacross Rd, Ste 111
Charleston, SC
Boone Enterprises
(843) 763-3701
2176 Savannah Hwy
Charleston, SC
Hughes Parekh & Associates
(843) 402-0231
1 Carriage Ln
Charleston, SC
Atlantic Coast Life Insurance Co
(843) 763-8680
1565 Sam Rittenberg Blvd, Ste 102
Charleston, SC
Blue Cross Ble Shield
(843) 573-2504
1700 Heritage Park Rd
Charleston, SC
Anderson Insurance Associates
(843) 763-7525
3491 Shelby Ray Ct
Charleston, SC
Drolet Ron Insurance Inc
(843) 571-6155
1529 Sam Rittenberg Blvd, Ste 1A
Charleston, SC
Gilston David M Insurance Agency
(843) 571-1155
15 Gamecock Ave, Ste A
Charleston, SC
Blue Cross and Blue
(843) 571-1805
1180 Sam Rittenberg Blvd
Charleston, SC
Todd R. Rhine (RFC®), CFP, CHFC, CLU
(843) 682-4041
7 Finch Street
Hilton Head Island, SC
Todd Rhine Planning
Education: BS
Years of Experience: 16
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Seminars Work, Employee Benefits, Family Offices, Stocks and Bonds, Mutual Funds, CommOptions, Collectable Coins , Precious Metals, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Business Coach, Charitable Planning, Education Plan, Healthcare Accounts, Charitable Foundations, A

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Trends in Employee Benefits

Not surprisingly, the insecurity about the future of the global economy is affecting employers’ benefits offerings.

According to a recent study by the Society for Human Resource Management (SHRM), uneven economic growth and related uncertainties about the nation’s fiscal health are having an impact on benefits offerings.

As fewer employers offer defined-benefit pension plans and more are using other savings plans, they continue to shift more of the cost burden to their employees. Other benefits offerings that have taken a hit include employee services, like mentoring programs and professional development opportunities, and housing and relocation benefits.

Employers are watching their bottom lines more attentively, and the variety of benefits offerings has changed with slow-growth. In 2011, 77 percent of HR professionals said their employee benefits offerings were negatively affected by the economy, according to the SHRM 2011 Employee Benefits Research Report. That is a 5 percent increase from 72 percent in 2010. Employers have kept the foundational benefits of paid holidays, life insurance, prescription drug program coverage and dental insurance, while reducing other health-care-related offerings such as long-term care insurance, health maintenance organization plans and retiree health coverage.

The most interesting aspect of these results is the effect on job satisfaction. In both 2009 and 2010, 60 percent of respondents cited benefits as a “very important” factor when ranking elements that contribute to their job satisfaction. That trend changed in 2011, only 53 percent of respondents cited benefits as very important for job satisfaction. Other factors deemed more significant were job security (62 percent), opportunities to use skills/abilities (60 percent), compensation/pay (59 percent) and relationship with immediate supervisor (55 percent).

Because employees are receiving fewer offerings or pa...

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Babcox Media • www.babcox.com
3550 Embassy Parkway
Akron, OH 44333
330-670-1234 • (FAX) 330-670-0874