Employee Benefits Services Johnston RI

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Gayle M. Jendzejec (RFC®), CEP, CLU
401 821 0080 x12
875 Centerville Rd Bldg 1-B
Warwick, RI
Company
College Advisors Group, LLC
Qualifications
Years of Experience: 25
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Executive Compensation Planning, personal Coach, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Employee Benefits, Family Offices, Mortgage Loans, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Charitable Planning, BuySell, Compensation Plans

Data Provided By:
Lee A. Duckworth (RFC®), CFP
(401) 885-1060
1300 Division Road , Suite 203
West Warwick, RI
Company
Capital Wealth Management, Inc.
Qualifications
Education: BS
Years of Experience: 19
Membership
IARFC, FPA, NAIFA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Executive Compensation Planning, Retirement Planning, Employee Benefits, Annuities, Life Insurance, Disability Income Insurance, Education Plan

Data Provided By:
Meghan Murray-New York Life Insurance
(401) 276-8735
10 Orms St, Suite 410
Providence, RI
 
Northwestern Mutual -Lee Traibman
(401) 331-8300
275 Promenade St, Ste 300
Providence, RI
 
AAA
(401) 868-2000
110 Royal Little Dr
Providence, RI
 
Mr. Lawrence M. Halperin (RFC®), RFP
(401) 738-7776
3616 Post Road
Warwick, RI
Company
Halperin & Company
Qualifications
Education: FOR FURTHER DETAILS I RECOMMEND YOU GO TO MY WEBSITE AT WWW.HALPERINCO.COM AND IT WILL PROVIDE YOU WITH A BRIEF SUMMARY OF MY CREDENTIALS, FURTHER DATA WILL BE PROVIDED ON REQUEST.
Years of Experience: 44
Membership
IARFC, MDRT, FPA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Group Insurance, Charitable Planning, Education Plan, Asset Protection, BuySell, Compensation Plans

Data Provided By:
Lawrence M. Thomas (RFC®), CSA
(508) 699-3080
1 George Leven Dr., #100
North Attleboro, MA
Company
Total Asset Design
Qualifications
Years of Experience: 29
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Tax Returns, Employee Benefits, Mutual Funds, Mortgage Loans, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Auto Home Insurance, Asset Protection, BuySell, Compensation Plans

Data Provided By:
Insurance Leader
(401) 781-1810
1237 Elmwood Avenue
Providence, RI
 
Medport Inc
(401) 751-6696
555 Valley St
Providence, RI
 
Blue Cr & Blue Shield
(401) 276-4713
8 Abbott Park Pl
Providence, RI
 
Data Provided By:

Trends in Employee Benefits

Not surprisingly, the insecurity about the future of the global economy is affecting employers’ benefits offerings.

According to a recent study by the Society for Human Resource Management (SHRM), uneven economic growth and related uncertainties about the nation’s fiscal health are having an impact on benefits offerings.

As fewer employers offer defined-benefit pension plans and more are using other savings plans, they continue to shift more of the cost burden to their employees. Other benefits offerings that have taken a hit include employee services, like mentoring programs and professional development opportunities, and housing and relocation benefits.

Employers are watching their bottom lines more attentively, and the variety of benefits offerings has changed with slow-growth. In 2011, 77 percent of HR professionals said their employee benefits offerings were negatively affected by the economy, according to the SHRM 2011 Employee Benefits Research Report. That is a 5 percent increase from 72 percent in 2010. Employers have kept the foundational benefits of paid holidays, life insurance, prescription drug program coverage and dental insurance, while reducing other health-care-related offerings such as long-term care insurance, health maintenance organization plans and retiree health coverage.

The most interesting aspect of these results is the effect on job satisfaction. In both 2009 and 2010, 60 percent of respondents cited benefits as a “very important” factor when ranking elements that contribute to their job satisfaction. That trend changed in 2011, only 53 percent of respondents cited benefits as very important for job satisfaction. Other factors deemed more significant were job security (62 percent), opportunities to use skills/abilities (60 percent), compensation/pay (59 percent) and relationship with immediate supervisor (55 percent).

Because employees are receiving fewer offerings or pa...

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Babcox Media • www.babcox.com
3550 Embassy Parkway
Akron, OH 44333
330-670-1234 • (FAX) 330-670-0874