Employee Benefits Services Lehigh Acres FL

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Paul V. Sipala (RFC®), CHFC, CLU, CSA
(239) 418-0095
1342 Colonial Blvd., C17
Fort Myers, FL
Company
Florida Gulf Tax Advisors, LLC
Qualifications
Education: BA
Years of Experience: 25
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Medicaid Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, BuySell, Compensation Plans

Data Provided By:
Mr. Aaron P. Sevigny (RFC®), CEP
(239) 992-9927
24850 Burnt Pine Drive
Bonita Springs, FL
Company
Acadia
Qualifications
Education: BA with Honors in Economics from Ursinus College (Phi Beta Kappa)General Securities Representative, FINRA Series 7Uniform State Law and Investment Advisor Representative License, FINRA Series 66General Securities Principal, FINRA Series 24
Years of Experience: 17
Membership
IARFC, NICEP
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, CommOptions, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Charitable Planning, Asset Protection, BuySell, Compensation Plans

Data Provided By:
Heritage Financial Resources
(239) 549-1133
1411 SE 47th St
Cape Coral, FL
 
Olin Hill & Associates
(239) 945-1900
2804 Del Prado Blvd S, Ste 209-4
Cape Coral, FL
 
Cape Coral Insurance Center Inc
(239) 549-6255
643 Cape Coral Pkwy East, Suite B
Cape Coral, FL
 
John M. Dinino (RFC®), CHFC, CLU
(239) 254-7917
28100 Bonita Grande Drive
Bonita Springs, FL
Company
Jomarc Financial Group, Inc.
Qualifications
Education: MBA
Years of Experience: 15
Membership
IARFC, NAIFA
Services
Invoice, Estate Planning, Portfolio Management, Pension Planning, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Charitable Planning, Education Plan, Charitable Foundations, Asset Protection, BuySell, Compensation Plans

Data Provided By:
Oswald Trippe and Company Inc
(239) 772-5400
4707 SE 9th Pl
Cape Coral, FL
 
Barton Insurance & Financial Services
(239) 542-5300
447 Cape Coral Parkway
Cape Coral, FL
 
Brooke Insurance
(239) 242-4356
2314 Del Prado Blvd S, Ste 4
Cape Coral, FL
 
Mr. Anthony Badalamenti (RFC®), CPA
(813) 642-8715
15612 Crystal Waters Drive
Wimauma, FL
Company
Asset Builders Financial Planners
Qualifications
Education: BS
Years of Experience: 21
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, Executive Compensation Planning, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Education Plan, Charitable Foundations, Asset Protection, BuySell, Compensation Plans

Data Provided By:
Data Provided By:

Trends in Employee Benefits

Not surprisingly, the insecurity about the future of the global economy is affecting employers’ benefits offerings.

According to a recent study by the Society for Human Resource Management (SHRM), uneven economic growth and related uncertainties about the nation’s fiscal health are having an impact on benefits offerings.

As fewer employers offer defined-benefit pension plans and more are using other savings plans, they continue to shift more of the cost burden to their employees. Other benefits offerings that have taken a hit include employee services, like mentoring programs and professional development opportunities, and housing and relocation benefits.

Employers are watching their bottom lines more attentively, and the variety of benefits offerings has changed with slow-growth. In 2011, 77 percent of HR professionals said their employee benefits offerings were negatively affected by the economy, according to the SHRM 2011 Employee Benefits Research Report. That is a 5 percent increase from 72 percent in 2010. Employers have kept the foundational benefits of paid holidays, life insurance, prescription drug program coverage and dental insurance, while reducing other health-care-related offerings such as long-term care insurance, health maintenance organization plans and retiree health coverage.

The most interesting aspect of these results is the effect on job satisfaction. In both 2009 and 2010, 60 percent of respondents cited benefits as a “very important” factor when ranking elements that contribute to their job satisfaction. That trend changed in 2011, only 53 percent of respondents cited benefits as very important for job satisfaction. Other factors deemed more significant were job security (62 percent), opportunities to use skills/abilities (60 percent), compensation/pay (59 percent) and relationship with immediate supervisor (55 percent).

Because employees are receiving fewer offerings or pa...

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Babcox Media • www.babcox.com
3550 Embassy Parkway
Akron, OH 44333
330-670-1234 • (FAX) 330-670-0874