Employee Benefits Services Miami FL

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Mr. Ray Fernandez (RFC®), MBA
(305) 412-3737
9791 S.W. 123 Avenue
Miami, FL
Company
Summit Brokerage Services, Inc.
Qualifications
Education: BA, MBA, MSM, RFC
Years of Experience: 22
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, Pension Planning, Retirement Planning, Employee Benefits, Mutual Funds, Annuities, Life Insurance, Compensation Plans

Data Provided By:
Butler Buckley Deets Inc
(305) 262-0086
6161 Blue Lagoon Dr, Ste 420
Miami, FL
 
Amigos Medical Plan
(305) 220-4915
8300 W Flagler St
Miami, FL
 
Brooke Insurance
(305) 665-4777
6801 Bird Rd
Miami, FL
 
Florida Health Care Corp
(305) 883-1060
700 E 1st Ave
Hialeah, FL
 
Daniel J. Bellina (RFC®), CSA, RFP
(305) 234-0003
14248 SW 158 Path
Miami, FL
Company
Strategic Investment Services
Qualifications
Education: Taught at University of Miami,Dade County Public Schools. Military servce from 1971-1992 Airborne
Years of Experience: 34
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, CommOptions, Collectable Coins , Precious Metals, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Business Coach, Charitable Planning, Education Plan, Healthcare Accounts, Charitable

Data Provided By:
Acosta Insurance Group
(305) 265-8110
5200 Blue Lagoon Dr
Miami, FL
 
Federal Benefit Services
(305) 261-6600
7801 Coral Way, Ste 123
Miami, FL
 
Care Card
(305) 266-7699
7805 Coral Way, Ste 107
Miami, FL
 
Cmc Prescriva
(305) 858-4040
861 SE 8th St
Hialeah, FL
 
Data Provided By:

Trends in Employee Benefits

Not surprisingly, the insecurity about the future of the global economy is affecting employers’ benefits offerings.

According to a recent study by the Society for Human Resource Management (SHRM), uneven economic growth and related uncertainties about the nation’s fiscal health are having an impact on benefits offerings.

As fewer employers offer defined-benefit pension plans and more are using other savings plans, they continue to shift more of the cost burden to their employees. Other benefits offerings that have taken a hit include employee services, like mentoring programs and professional development opportunities, and housing and relocation benefits.

Employers are watching their bottom lines more attentively, and the variety of benefits offerings has changed with slow-growth. In 2011, 77 percent of HR professionals said their employee benefits offerings were negatively affected by the economy, according to the SHRM 2011 Employee Benefits Research Report. That is a 5 percent increase from 72 percent in 2010. Employers have kept the foundational benefits of paid holidays, life insurance, prescription drug program coverage and dental insurance, while reducing other health-care-related offerings such as long-term care insurance, health maintenance organization plans and retiree health coverage.

The most interesting aspect of these results is the effect on job satisfaction. In both 2009 and 2010, 60 percent of respondents cited benefits as a “very important” factor when ranking elements that contribute to their job satisfaction. That trend changed in 2011, only 53 percent of respondents cited benefits as very important for job satisfaction. Other factors deemed more significant were job security (62 percent), opportunities to use skills/abilities (60 percent), compensation/pay (59 percent) and relationship with immediate supervisor (55 percent).

Because employees are receiving fewer offerings or pa...

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