Employee Benefits Services Newton Center MA

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Alfred G. Salvato (RFC®), CFP, LUTCF
(781) 652-0359
15 Muzzey Street
Lexington, MA
Company
FSC Securities Corp.
Qualifications
Education: BA
Years of Experience: 16
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Group Insurance, Charitable Planning, Education Plan, Asset Protection, Compensation Plans

Data Provided By:
D G O Employee Benefits
(617) 661-6601
5 Concord Avenye
Cambridge, MA
 
Longfellow Benefits
(617) 351-6049
116 Huntington Ave
Boston, MA
 
Thorbahn
(617) 202-3222
300 Crown Colony Drive
Quincy, MA
 
Integrated Benefits Group
(781) 438-0098
276 Main Street
Stoneham, MA
 
Michele Ann Russell (RFC®), CFP
(781) 344-4401
909 Washington Street Suite 202
Stoughton, MA
Company
CERES Financial Group, Inc.
Qualifications
Years of Experience: 15
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, personal Coach, Retirement Planning, Tax Planning, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Charitable Planning, Education Plan, Asset Protection, BuySell, Compensation Plans

Data Provided By:
Patients Without Borders
(617) 653-2639
304 Newbury Street
Boston, MA
 
Comprehensive Insurance Providers (CIP)
(617) 354-0866
799 Cambridge Street
Cambridge, MA
 
Boston First Benefits
(617) 539-3322
41 Putnam Street, Suite G
Winthrop, MA
 
Northbridge Financial Group
(978) 264-1907
133 Arlington St.
Acton , MA
 
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Trends in Employee Benefits

Not surprisingly, the insecurity about the future of the global economy is affecting employers’ benefits offerings.

According to a recent study by the Society for Human Resource Management (SHRM), uneven economic growth and related uncertainties about the nation’s fiscal health are having an impact on benefits offerings.

As fewer employers offer defined-benefit pension plans and more are using other savings plans, they continue to shift more of the cost burden to their employees. Other benefits offerings that have taken a hit include employee services, like mentoring programs and professional development opportunities, and housing and relocation benefits.

Employers are watching their bottom lines more attentively, and the variety of benefits offerings has changed with slow-growth. In 2011, 77 percent of HR professionals said their employee benefits offerings were negatively affected by the economy, according to the SHRM 2011 Employee Benefits Research Report. That is a 5 percent increase from 72 percent in 2010. Employers have kept the foundational benefits of paid holidays, life insurance, prescription drug program coverage and dental insurance, while reducing other health-care-related offerings such as long-term care insurance, health maintenance organization plans and retiree health coverage.

The most interesting aspect of these results is the effect on job satisfaction. In both 2009 and 2010, 60 percent of respondents cited benefits as a “very important” factor when ranking elements that contribute to their job satisfaction. That trend changed in 2011, only 53 percent of respondents cited benefits as very important for job satisfaction. Other factors deemed more significant were job security (62 percent), opportunities to use skills/abilities (60 percent), compensation/pay (59 percent) and relationship with immediate supervisor (55 percent).

Because employees are receiving fewer offerings or pa...

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3550 Embassy Parkway
Akron, OH 44333
330-670-1234 • (FAX) 330-670-0874