Employee Benefits Services North Augusta SC

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David E. Moore (RFC®), LUTCF
803 613 9486 x-12
Talbert & Moore Business Center
North Augusta, SC
Talbert & Moore Financial Group
Years of Experience: 20
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Auto Home Insurance, Charitable Planning, Education Plan, Healthcare Accounts, Asset Protection, BuySell, LiabCover

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Bailie Donald H Agency Inc
(706) 722-0000
1220 Greene St
Augusta, GA
Group & Benefits Consultants
(706) 733-3459
3540 Wheeler Rd, Ste 608
Augusta, GA
Blue Cross and Blue Shield of Georgia Inc
(706) 855-6996
2745 Perimeter Pkwy
Augusta, GA
Campbell Insurance Agency
(706) 860-0005
3630 Old Petersburg Rd
Augusta, GA
Childers Agency
(706) 722-5222
1002 Greene St, Ste 1
Augusta, GA
Achs Insurance Protection Group
(706) 860-6787
1229 Augusta West Pkwy
Augusta, GA
Daniel Company Insurance
(706) 733-2747
3540 Wheeler Rd, Ste 301
Augusta, GA
(706) 650-8111
4232 Quail Springs Cir
Augusta, GA
American General Life & Accident Insurance
(706) 860-6000
523 Pleasant Home Rd
Augusta, GA
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Trends in Employee Benefits

Not surprisingly, the insecurity about the future of the global economy is affecting employers’ benefits offerings.

According to a recent study by the Society for Human Resource Management (SHRM), uneven economic growth and related uncertainties about the nation’s fiscal health are having an impact on benefits offerings.

As fewer employers offer defined-benefit pension plans and more are using other savings plans, they continue to shift more of the cost burden to their employees. Other benefits offerings that have taken a hit include employee services, like mentoring programs and professional development opportunities, and housing and relocation benefits.

Employers are watching their bottom lines more attentively, and the variety of benefits offerings has changed with slow-growth. In 2011, 77 percent of HR professionals said their employee benefits offerings were negatively affected by the economy, according to the SHRM 2011 Employee Benefits Research Report. That is a 5 percent increase from 72 percent in 2010. Employers have kept the foundational benefits of paid holidays, life insurance, prescription drug program coverage and dental insurance, while reducing other health-care-related offerings such as long-term care insurance, health maintenance organization plans and retiree health coverage.

The most interesting aspect of these results is the effect on job satisfaction. In both 2009 and 2010, 60 percent of respondents cited benefits as a “very important” factor when ranking elements that contribute to their job satisfaction. That trend changed in 2011, only 53 percent of respondents cited benefits as very important for job satisfaction. Other factors deemed more significant were job security (62 percent), opportunities to use skills/abilities (60 percent), compensation/pay (59 percent) and relationship with immediate supervisor (55 percent).

Because employees are receiving fewer offerings or pa...

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