Employee Benefits Services Provo UT

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Wiseman Insurance Agency LC
(801) 377-3060
289 E Center Street
Provo, UT
United Insurance Company
(801) 375-7327
289 E Center St
Provo, UT
Meridian Insurance Lc
(801) 375-8080
3575 N 100 E, Ste 100
Provo, UT
Northwestern Mutual - K Phillips
(801) 225-8000
5255 Edgewood Dr, Ste 350
Provo, UT
Mr. A. Wayne Margetts (RFC®), LUTCF
(801) 532-1871
175 S Main St, Ste 1050
Salt Lake City, UT
Education: BSc (Math)MBA
Years of Experience: 16
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Long Term Care Insurance, Group Insurance, Charitable Planning, Education Plan, Charitable Foundations, Asset Protection, BuySell, Compensation Plans

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(801) 691-1170
715 N 1890 W
Provo, UT
GMI Insurance Agency
(801) 226-8770
1355 N University Ave, Suite 140
Provo, UT
Employee Benefit Plans, Inc
(801) 221-5984
704 West 580 South
Orem, UT
Barrett Business Services Inc.
(801) 655-1984
1423 S State St
Orem, UT
Mr. Rick B. Stanzione (RFC®), CSA
(801) 622-5774
5319 South Adams Ave,
Washington Terrace, UT
R & R Group, Inc.
Education: BA Edinbor UniversityAssoc from Forbes Road East. Various securities licenses.
Years of Experience: 33
Invoice, Estate Planning, Business Planning, Pension Planning, Retirement Planning, Seminars Work, Employee Benefits, Mutual Funds, Mortgage Loans, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Auto Home Insurance, Education Plan, Asset Protection, BuySell, LiabCover, Compensation Plans

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Trends in Employee Benefits

Not surprisingly, the insecurity about the future of the global economy is affecting employers’ benefits offerings.

According to a recent study by the Society for Human Resource Management (SHRM), uneven economic growth and related uncertainties about the nation’s fiscal health are having an impact on benefits offerings.

As fewer employers offer defined-benefit pension plans and more are using other savings plans, they continue to shift more of the cost burden to their employees. Other benefits offerings that have taken a hit include employee services, like mentoring programs and professional development opportunities, and housing and relocation benefits.

Employers are watching their bottom lines more attentively, and the variety of benefits offerings has changed with slow-growth. In 2011, 77 percent of HR professionals said their employee benefits offerings were negatively affected by the economy, according to the SHRM 2011 Employee Benefits Research Report. That is a 5 percent increase from 72 percent in 2010. Employers have kept the foundational benefits of paid holidays, life insurance, prescription drug program coverage and dental insurance, while reducing other health-care-related offerings such as long-term care insurance, health maintenance organization plans and retiree health coverage.

The most interesting aspect of these results is the effect on job satisfaction. In both 2009 and 2010, 60 percent of respondents cited benefits as a “very important” factor when ranking elements that contribute to their job satisfaction. That trend changed in 2011, only 53 percent of respondents cited benefits as very important for job satisfaction. Other factors deemed more significant were job security (62 percent), opportunities to use skills/abilities (60 percent), compensation/pay (59 percent) and relationship with immediate supervisor (55 percent).

Because employees are receiving fewer offerings or pa...

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Babcox Media • www.babcox.com
3550 Embassy Parkway
Akron, OH 44333
330-670-1234 • (FAX) 330-670-0874